Obesity A Growing Problem - 4014 Words

Introduction: 1 Obesity is a chronic, widespread disease that is affecting more children, adolescents and adults than ever before. In America, obesity rates in children have doubled and tripled in adolescents since 1980 and additionally, 15 percent of children between 6 and 19 are overweight and more than 60 percent of adults are overweight are obese. Additionally, the prevalence of a BMI greater than or equal to 40 had quadrupled from 1986 and 2000 and clinically severe obesity is become prevalent at a faster rate than regular obesity (Griffin, Morgan). This is a major problem that needs to be addressed because health care professionals have observed obesity-related health risks like early onset of Type 2 diabetes, respiratory problems, cancer, depression, and cardiovascular disease and the longer someone is obese, the more serious these factors become. The USPIRC article mentions that 85% percent of people with diabetes have type 2 and 90% of those people are obese or overweight (â€Å"Stop Subs idizing Obesity†). Additional health risks include infertility, skin problems, chronic musculoskeletal problems, and osteoarthritis, a primary cause of disability in adults. This affects people of all ages and since obesity is difficult to treat and is associated with chronic diseases, the prevention of it is very vital (Wilding, John). As a country, we need to work towards eliminating obesity because people will be healthier, more productive, and it will save lots of moneyShow MoreRelatedObesity : A Growing Problem959 Words   |  4 PagesIntroduction Today in the United States, obesity is a growing problem. One-third of adults in the United States are obese which is about 78.6 million people (â€Å"Adult Obesity Facts† 1). The number of adults that are obese has quadrupled in the last thirty years. Childhood obesity has doubled in the last thirty years. In 1980, seven percent of children between the ages of six and eleven were obese. In 2012, eighteen percent of children in that same age group were obese. In 1980, five percent of teensRead MoreObesity : A Growing Problem918 Words   |  4 PagesObesity is a growing problem in the United States, especially with children and adolescents. Since 1980 obesity rates have more than doubled in children and quadrupled in adolescents. In 2012 more than one third of children in the United States were either overweight or obese. With obesity rates in children and adolescents continuing to grow, we need to educate ourselves to help lead a healthier lifestyle for our children. There a re many things that can cause obesity from health problems to poorRead MoreIs Obesity A Growing Problem? Essay1319 Words   |  6 Pagesmuscle health, an increase in body fat, and possible depression. Obesity is a growing problem in America not only with adults but also with school aged children. The percentage of children aged 6–11 years in the United States who were obese increased from 7% in 1980 to nearly 18% in 2012. Similarly, the percentage of adolescents aged 12–19 years who were obese increased from 5% to nearly 21% over the same period (Childhood Obesity Facts, 2015). Being physically active can also help youth improveRead MoreObesity : A Growing Problem1352 Words   |  6 Pagesdeveloped countries, especially in the United Kingdom, obesity is a growing problem and causes serious morbidity in western countries. The appearance of obesity is affecting the general public. The connection to be overweight or obesity is because of the body absorb calories mor e than the necessary. Western-style diet, lack of outdoors activities, emotions and genetics are the main reasons leading to people who suffer the obesity. The number of obesity continues to rise as a signal, conduce the publicRead MoreObesity : A Growing Problem848 Words   |  4 PagesObesity related illnesses contribute to over 300,000 deaths per year in the U.S. We are a nation of overfed under nourished people with obesity becoming a pandemic. Obesity was once thought to be exclusively a social problem; it is now classified as a medical problem. It is a multibillion dollar industry. Losing weight is not just as simple as exercising more and eating less, as our society has grown more complex the obesity rate has risen. Obesity is a growing problem in the U.S. today caused primarilyRead MoreObesity : A Growing Problem1658 Words   |  7 PagesRunning head: ​​ ​​​​​ Obesity ​​​​​ JoAnne DuBois ​​​​ Pima Medical Institute Abstract Obesity continues to be a growing problem in the U.S. with diet and lifestyle as two major contributors. Americans are becoming less active and eating more unhealthy foods that are easily accessible. Diet and lifestyle seems to be the more obvious causes for obesity, but there are many different factors that play a role in the continuingRead MoreObesity : A Growing Problem1780 Words   |  8 Pageschanges cause many problems in health care. With more technology and quicker access to things, health problems in general seem unattainable at times. Many parents are working more days and longer hours at work, leaving many children at home to feed themselves. As a result, many children and adolescents are eating at fast food places for various reasons: eating at a fast food place has cheap, quick access, and takes no waiting time. Through the years studies have shown an increase in obesity throughout theRead MoreObesity : A Growing Problem2076 Words   |  9 PagesObesity has become an immense problem in today’s society and, like the average American, has been growing larger and larger in recent years with showing no signs of slimming down. Although our society defines being obese as having any extra weight in even the slightest of capacities, the definition is a condition characterized by the excessive accumulation and storage of fat in the body. Because obesity is such a big issue in America, one might want to know how we could let it get this bad, but whoRead MoreObesity: A Growing Problem796 Words   |  3 PagesOverweight and obese children are a significant problem in the United States today. The amount of overweight adolescents and younger children have sky rocketed, and has more than tripled since the 1970s. Developing overweight habits while young inhibits an individual’s chances of being healthy later in life. In order to prevent the obesity epidemic in our country, the major causes and root problems of obesity must be explored and put to an end. Obviously, overeating and a lacking of physical activityRead MoreChildhood Obesity: A Growing Problem795 Words   |  3 PagesChildhood obesity is a growing problem that needs to be resolved. Many people may say it is the Child’s fault, he is weak willed. This is just a common misconception; there are hundreds of different reasons for childhood obesity. I will just be scratching the surface of this paper. By the same token childhood obesity is a growing problem that needs to be resolved. We can achieve this by understanding some common misconceptions, understanding health problems, and understanding fitness. Therefore

Film Genre Of Western Films - 1169 Words

Over the past years Hollywood has produced a wide array of brilliant movies, appearing through a variety of genres. However, for every generation there consistently exists a dominant movie trend that encapsulates that culture, frequently making appearances on the big screen. Early on in filmmaking history, western movies were one of the original major trending movie genres. Later, in the 1970’s, adventure was extraordinarily popular, then horror movies saw a significant rise toward the 1980’s. Each generation has its genre. As of recently, there is an observably massive surge in the Sci-Fi/Action genres, particularly with teenagers and young men. More specifically, the rampant growth in superhero movies, which obviously fits into modern culture’s acclamation for action centric science fiction films. Over the last decade superhero movies have surged in popularity, becoming the most prominent film genre in history, because of its myriad of source material, painless production, and devout fans. Throughout the last decade, both Marvel Studios and DC Comics have release a grand total of thirty-eight superhero movies, from those two studios alone. Numerous other lesser known studios have opted to cash in on modern culture’s super hero craze. Recently, Marvel studios released their newest superhero blockbuster, which marked the ninetieth superhero movie released in theatres since the year 2000. Amazingly, an astonishing eighteen more are scheduled to be released within the nextShow MoreRelatedThe Western as a Film Genre1449 Words   |  6 PagesThe Western as a Genre John Ford’s Stagecoach (United Artists) has been hailed as the official Western Classic. Released in 1939 after the lull in production of Westerns caused by the advent of sound and The Great Depression during the mid 1930’s, it is considered one of the key films that helped revived the A-Western in the 1940’s prior to WWII. Stagecoach has the classic Western recipe. The main staple of that recipe in Stagecoach were authentically dressed cowboys and town folk, the dressRead More How the Western Film Genre Has Developed over the Past Century2037 Words   |  9 PagesThe Western film genre is typically set in a secluded village in the middle of the desert, normally in the American West. The setting includes wooden buildings, tumble weed, cacti, trains, horses and carriages. The storyline for western films is usually the same, namely, a hero travels to a remote village, usually on a horse, and brings peace to the warring villagers. In a traditional Western film the clothing for the hero is usually a white hat, (this is to show purity). The hero would alsoRead MoreCompare Two Western Films Made at Least Twenty Years Apart on the Basis of the Three of the Five Frameworks Studied in the First Block of the Unit, and the Elements of the Western Genre Studied in the Second Block of the Unit.3922 Words   |  16 PagesCompare two Western films made at least twenty years apart on the basis of the three of the five frameworks studied in the first block of the unit, and the elements of the western genre studied in the second block of the unit. Films selected: The Great Train Robbery (1903) v True Grit (2010) Introduction: When Thomas Edison asked Edwin S.Porter to make The Great Train Robbery (1903) little did either realise that this film would be the beginning of not only the Western genre but an entireRead MoreThe Western Genre: An Analysis of its History and Rise and Fall as a Genre1403 Words   |  6 Pages The Classic Western genre is dead. Western films created now are not considered Classic Western, but are instead categorized in the Post-Western form. This happened because the overuse of filmic codes in the Western genre eventually led to predictability in the films. These â€Å"genre film cycles† occur because of the overuse of predictability. Film cycles are when a genre and its conventions become overused to the point of death to that specific genre. For example, if the film The Good, The Bad, andRead MoreGenre Films Predictability and Formulaicity Essay1598 Words   |  7 PagesGenre Films Predictability and Formulaicity This essay shall discuss whether Genre films are predictable and formulaic, looking at the Western genre, and using the example films of, The Searchers and Unforgiven. Genre is a fundamental means by which we communicate especially in storytelling. If looking at genre in terms of Thomas Shatz, he puts forward the theory of similarity and overlap. He adopts a thematic and ideological approach, which identifies only twoRead MoreAnalysis Of A Girl Walks Home Alone At Night Essay1616 Words   |  7 PagesThe film ‘A Girl Walks Home Alone At Night’, director Ana Lily Amirpour, is a mixture of genres such as the Spaghetti Western, the teenage romance, and the vampire genre. The clash of genres in this film brings out the idea of hybridity and duality, with the sounds and cinematography creating a sense of ambiguity, or the ‘in-between’. The underlying mix brings out a sense of horror for the overall feel of the film as it leaves audiences with a sense of fear and realisation that not everything isRead MoreBrokeback Mountain and the Western Genre Essay1000 Words   |  4 Pages The film genre of the Western has long since proven to be more about the conflict and showdowns that occur in the storyline. Usually the western genre incorporates traditional western motifs and icons and adheres to those common plot structures of the genre, but Bro keback Mountain is different from what is to be normally expected because it does not seem like a traditional and conventional Western film at all. Brokeback Mountain has several different twists to it, like the more modernRead MoreMovie Analysis : No Country For Old Men938 Words   |  4 Pagesin most Westerns creates a tone for a more contemporary version of the popularized American Westerns intertwined with a bit of thriller in the ‘Tracked’ scene of the 2007 Coen Brothers’ film, No Country for Old Men. I will prove that said scene establishes new aspects against the traditional westerns known internationally by incorporating Rick Altman’s analysis of semantic and syntactic themes in film genre in order to demonstrate the relationship between categorizing the film as a Western and findingRead MoreTHE FORGOTTEN HISTORY OF THE WESTERN CINEMA1400 Words   |  6 PagesTHE FORGOTTEN HISTORY OF THE WESTERN CINEMA The western movies are film genre where the scene generally takes place in North America during the American conquest of the West in the last decades of the nineteenth century. This genre appears since the invention of the cinema in 1985 finding its inspiration from literature and painting arts of the American Wild West. This genre reached its first success in the mid-twentieth century during the golden age of Hollywood studios, before it had being reinventedRead MoreCodes and Conventions of Genres Essay1260 Words   |  6 PagesCodes and Conventions of Genres A genre is a particular type of commodity . It has characteristic features that are known to and recognised by the audiences because the same formula is reproduced many times. Genre is a French word meaning that refers to types or categories of media products. Soap operas, situation comedies, police series, quiz shows and news programmes are just some of the genres to be found in television. Genres are identified by the particular conventions

Commodity Fetishism Free Essays

Karl Marx introduces the concept of commodity fetishism which is our society’s obsession with the consumption of goods and services. It is in Marx’s opinion that this is used to mask the exploitation of the working class as they become obsessed with consuming. We use capitalism as a system of exchange value, for example we exchange our labor in order to afford food to survive instead of producing our own food. We will write a custom essay sample on Commodity Fetishism or any similar topic only for you Order Now The prices we see when we walk into a store represent the human labor required to produce the product and the approximate use value one would achieve using it. The use value is simply the amount of utility we gain from consuming or using a good or service. Now, I travel very often on business trips with my father’s investment company; recently we went on a trip to Boston with Mackenzie Investments. We stayed in a world class hotel and were treated to box seats at a NFL game, this was paid for; Marx would refer to Mackenzie’s business functions as having an exchange value. The company will subsidize our travel costs as well as provide goods and services to satisfy our wants in order to build a relationship and in turn receive our business. The use value we receive from the consumption of these commodities will also impact how we view Mackenzie. Perhaps a person in attendance at the football game detests the sport while another adores it; each person will value the experience differently as it provides different utility to each person. Our relationship between ourselves and Mackenzie is not based on an intrinsic level but rather on the giving of commodities, we will only briefly talk to the fund managers of the company so it’s hard to build a relationship on anything but what they provide us with. This relationship has the ability to be built on the giving of goods and services due to the capitalist society’s commodity fetishism. We will observe the working class where more and more people are working in factories and large corporations to produce more commodities for people to buy or services to use. While the lower class is trapped in a cyclical labor to consume cycle (in other words living pay check to pay check like 47% of the Canadian economy (globeandmail)) the rich are reaping the benefits. The workers must consume because this is what society tells them to do, they must labor in order to consume so the workers labor, be it mental or physical they are becoming a commodity themselves because they are for hire. They sell themselves and their labor to their boss who sells what they produce and in turn makes the profit. This relates directly to the alienation earlier discussed by Marx. The workers become alienated from the product they are producing for they will not use it, they become alienated from self because they are not in control of their actions, often they will also be alienated from people in their be it in their own office or at their station in a factory. The drive behind our society seems corrupt and vague; we observe the prices of goods and services but do not account for the hardships of the workers producing them. We often see ads about children overseas in sweatshops being exploited but what about our own people who slave away 9-5 at a job they hate producing goods they do not consume for the sheer benefit of the monetary gains of their boss Question: Now that we have uncovered the true nature of capitalism how can we change it? Is there any way to help abolish the fetishism which takes advantage of the working class and benefits the rich? How to cite Commodity Fetishism, Papers

Business Proposal For Sirius Satellite Radio Inc Essay Example For Students

Business Proposal For Sirius Satellite Radio Inc Essay Business Proposal for Sirius Satellite Radio Inc. The following is a proposal for Sirius Satellite Radio to gain exclusive rights to Division 1 college football. It examines Sirius current business model and how this new line of programming could be incorporated in to the existing model. Sirius Satellite Radio offers advertisement free, subscription based, satellite radio service in the United States and Canada. Sirius was founded in 1990 as Satellite CD Radio Inc. , but, according to Radio Ink, officially changed its name, to the current designation, in 1999. According to Yahoo Finance, they are listed on the Nasdaq 100 under the service industry and have the designation SIRI. The company is run by CEO Mel Karmazin. The CFO and Executive Vice President is David J Frear. Jame E Meyer is the President of Operations and sales. Scott A. Greenstein is the current President of Entertainment and Sports Operations. Finally, Patrick L. Donnelly is acting Executive Vice President, Secretary, and General Counsel. (Yahoo) According to their website, Siriuss business model is to provide pay-for-service radio, analogous to the business model for premium cable television, in which music channels are free of commercials. Subscriptions are prepaid, with at least three months purchased at a time, and range in price from $12.95 monthly ($6. 99 for each additional receiver) to $499.99 for lifetime subscription. There is a $15 activation fee for every radio activated. According to Yahoo Finance, Sirius offers commercial-free music channels that provide a selection of music genres, such as rock, pop, hip-hop, country, dance, jazz, Latin, and classical; and channels of sports, news, talk, entertainment, traffic, and weather content. A. . exclusive content. Division 1 college football would be excellent exclusive content that could attract many new customers and make existing ones even happier to have a Sirius Satellite Radio. Sources Yahoo Finance. Retrieved 02/02/08. http://finance.yahoo. com/q/pr?s=SIRI Sirius Satellite Radio. â€Å"Corporate Overview† .Retrieved 02/02/08. http://www.sirius.com/aboutus [emailprotected] (February 22, 2006). â€Å"Sirius Satellite Radio and Howard Stern Go Ear to Ear with XM†. Retrieved 02/02/08. http://knowledge.wharton.upenn.edu/article. cfm?articleid=1393=53784779=70274173=a8303bc0fa873d673735 NASA. â€Å"Satellite Tracking†. Retrieved 02/02/08. http://science.nasa.gov/programs/pagebuilding/trackmusicsats. asp Radio Ink. â€Å"CD Radio Announces Name Change.† Retrieved 02/02/08. http://www.radioink.com/HeadlineEntry. asp?hid=28066=archive

Daniel Juarez Essays - Health, Diets, Nutrition, Personal Life

Daniel Juarez Professor McMillen English 101 3 May 2017 What Should We Eat There are many things that contribute to the make up of your health. Health is based on physical, mental and emotional wellness. Maintaining a healthy diet is the most important factor in your overall health because healthy food gives you more energy and enables weight control. A healthy diet cuts down on diseases such as diabetes, high cholesterol, high blood pressure, and etc. Another benefit to eating healthy is an improvement of ones overall mood. One might argue that physical fitness exercise is the most important factor for being healthy, but that is just not quite true. Eating healthy fats, clean proteins, low carbohydrates, and low to no intake of sugars regardless of if it is natural sugars or added sugars is a great way to ensure premium health. Just as this way of eating would be considered a diet to most, your diet is what you eat and what foods you choose to live off. A diet is not meant to be a temporary or quick way to lose weight. A diet is meant to keep you healthy a nd improve yourself and the overall longevity of your body. There are many new diets, supplements, and health trends that appear all the time, but what is really healthy for you is being mandated by the Dietary Guidelines Advisory Committee (DGAC). Healthy eating should be a concern of each individual. A healthy diet is by far the most important thing in maintaining a healthy life. What is health? A vague definition of health is; the overall wellness of ones self. Your health is comprised of your physical, mental, and emotional status. Each component of health can be broken down even further, but what we want to concentrate on is the physical aspect of it. Your physical health can increase, decrease, and be maintained based off two very important factors being, physical fitness/activity (exercise) and nutrition. Maintaining a healthy diet is the most important factor in your physical health. Your body turns what you eat into energy in order for you to move, breathe, process information, and simply live in general. One might argue on the contrary that physical fitness is the more important factor of the two. The truth of the matter is yes your physical fitness may be important but without proper nutrition, your body cannot exert the appropriate amount of energy needed to exercise proficiently. How you eat, and what you eat allows for adequate energy conversion t hat fuels your body enabling peak performance. Eating healthy foods that contain healthy fats, clean proteins, low carbohydrates, and low to no intake of sugars regardless of if it is natural sugars or added sugars is a great way to ensure premium health, supplemental and efficient fuel for your body. This type of eating is what is known as a ketogetic diet. In the article "Escape from the Western Diet", author Michael Pollan states that scientists who supported carbohydrates told him that he should not allow himself to be swayed by the "omega-3 cult" (p. 420). Omega-3's are what you would call a healthy fat found in such foods as avocados, fish, olive oil and many other healthy food items that your body needs. Low carbohydrate, high fat (healthy fats) diets have proven beneficial for your health in many ways. One of the many benefits that comes from a low carbohydrate, high healthy fat diet is weight loss. Not eating carbohydrates is an effective way to lose weight because you get rid of excess water weight do to a drop of insulin levels in your body, which enables your kidneys to start releasing excess sodium. Low carbohydrate diets tend to shred abdominal fat storage very effectively. According to the article "10 Proven Health Benefits of Low- Carb and Ketogenic Diets" by Kris Gunners, "Having a lot of fat in that area can drive inflammation, insulin resistance and is believed to be a leading driver of the metabolic dysfunction that is so common in Western countries today" (p.4). A ketogenic diet isn't the only way to lose weight. Eating properly and exercising on a regular basis can keep you from gaining unwanted weight as well as help you

When to use an

When to use an When to use an When to use an By Maeve Maddox David asks When to use a or an? a horse, an apple. A SUV or an SUV? The rule is to use the article a before words beginning with a consonant sound and an before one beginning with a vowel sound: a dog an eel an hour Disagreement exists with certain h words. For example, not everyone pronounces the h in herb, homage, and humble, but more and more native speakers do. Depending upon vocal stress, one might hear either â€Å"a historic occasion† or â€Å"an historic occasion.† Most American speakers would probably say â€Å"a historic.† Either is correct in writing. About the only common English h words that definitely require an are heir/heiress/heirloom, honest, honor/honorable, and hour: an heir to the throne an honest man an honorable woman an hour before Which indefinite article to use before an abbreviation, a numeral, or a symbol, depends upon pronunciation. Some examples from the Chicago Manual of Stylee: an NBC anchor a CBS anchor a URL an @ sign CMOS also points out two possible readings of MS: an MS treatment Here the letters stand for â€Å"multiple sclerosis† and are read as â€Å"Em S.† a MS in the National library Here the letters stand for â€Å"manuscript† and are customarily read as â€Å"manuscript.† Youd write an SUV because SUV is pronounced one letter at a time and the sound of S is ess. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Spelling category, check our popular posts, or choose a related post below:10 Rules for Writing Numbers and Numerals50 Nautical Terms in General UseWood vs. Wooden

Self Reflection Essay Example | Topics and Well Written Essays - 500 words

Self Reflection - Essay Example While it is a fact that men are physically stronger, this doesn't mean they are intellectually superior to women in any way, thus discrimination against women at workplace or other areas is totally unfair. Even in the fields where physical strength is required, it would be unjust not to give women a chance to prove their worth. But this has been happening for a long time in every society, discrimination against women is what resulted in women rights movement in different parts of the world. One wonders why there has never been a men's rights movement, it is because men do not need any such movement, rights are given to them on a silver platter by virtue of their gender. A movement for rights is always meant for the disadvantaged or underprivileged. Black rights movement took place because this community was denied their basic rights because of the color of their skin. In the same manner women had to fight for their rights because they were refused the same because of their supposedly weaker gender. While women in every part of the country have had to struggle for their rights and the battle is still on, the results of the movement vary from nation to nation.

Lerisure and Tourism Marketing Essay Example | Topics and Well Written Essays - 2000 words

Lerisure and Tourism Marketing - Essay Example The principal analysis reveals that property in most of Darebin's suburbs is historically undervalued and this continues to attract residents and others from neighbouring regions to come and settle in the city. This trend is not strong enough to enable vigorous socio-economic development of the city, which is found to be disadvantaged in comparison to many other municipal council areas of Australia. So the report prepares a marketing strategy whereby this unique advantage Darebin has is utilised. The principal component of the strategy is to induce existing and lure outside investors, builders, architects, designers, property agents and others related to the trade to develop property in Darebin so that built-up space at attractive prices can be sold to outsiders. This venture is expected to generate employment as well as other local economic activities that can, together, benefit Darebin's disadvantaged population and uplift them to a higher status. Also, finally, the report states that it has been thoroughly responsible in seeking solutions that will benefit the existing population within Darebin instead of pushing them off somewhere else while replacing them with affluent outsiders.Contents 1. Introduction 4 1.1 SWOT Analysis: Significance 4-6 2. The Macro-Environment 6 2.1 Darebin Trends 7-9 2.2 Special Note 9 3. SWOT Analysis 9-11 4. Key Marketing Objectives 11 5. Conclusion 12 References 13 Bibliography 14 Word Count: 2892 (Including headings) 1. Introduction The City of Darebin may be taken to be a large municipality located in the northern suburbs of Melbourne in the state of Victoria, Australia. It is a local government area and comprises of 53 square kilometers (Darebin, Wikipedia, 2006). The city had a population of approximately 131,000 people (2002 Census) but the population is increasing. The local council website notes that though the area has been governed since the earliest times when white settlers set up their homes in the greater Melbourne area the modern City of Darebin was formed in June, 1994. It was formed by the amalgamation of the Cities of Preston, Northcote and small parts of the Cities of Coburg, Heidelberg and Diamond Valley (Darebin City Council, History Section, 2006). Since it is germane to the purpose of the report the exact geographical location of the municipality is being given. As mentioned earlier the city lies to the immediate north of Melbourne within the inner and middle metropolitan areas. It is bounded in the south by Heidelberg Road, to the north by Mahoneys Road, in the east by Darebin Creek and in the west by Merri Creek. It is comprised of seven principal suburbs of Kingsbury,

How employees react when facing organization change and what HR Literature review

How employees react when facing organization change and what HR manager should do - Literature review Example None of the mini computer companies could succeed in the business of personal computers Business schools and medical colleges are finding a hard tome to transform their curriculum according to the types of doctors and managers that are in demand in the market (Christensen & Overdorf, 2000, p.67). There are numerous other examples displaying the same challenge. It is seen that change efforts fail primarily because employers fail to handle the resistance towards change from employees. Managing change successfully means managing the fear of people. However, the peoples’ reactions to change efforts remain irrational and unsuccessful. Resistance towards the change originates from the fear of the unknown and apprehensions about a loss. HR managers play the crucial role of managing the reaction or response of employees towards the change process. The apparent reason to peoples’ fears is the way they perceive the change process, while the back end reaction to the change process is the extent to which they are equipped to deal with the change process. ... The project brings forth numerous critical reviews and suggestions of researchers and practitioners on the subject and delivers a critical analysis. It also puts forth their views regarding how changes can be managed effectively through effective people management procedures (Adair, 2007, p.124). Literature Review- How employees react when facing organization change and what HR manager should do Employee Resistance to Change- Critical Analysis The research begins with analysis of the greatest challenges of managing change initiatives in the organization. Managing organizational change is a difficult process as the conditions under which it is undertaken at the initial stage keeps changing. As situations keep shifting it becomes increasingly difficult for the top managers and agents to prepare for manage the change process in a way which satisfied both employers and employees. It is not surprising to understand that change resistance has attracted immense attention from practitioners and researchers. Immense attention has gone into the understanding of determinants and sources of change resistance. The general public and the media have gone into various forms of active resistances such as protests and strikes. Some of the other forms of organizational resistances are passive resistance, which is comparatively less observable, but has immensely attracted the concern of employers in organizations. Unsurprisingly, resistance towards change initiatives account for being one of the most crucial sources of organizational change failures (Conger & Kanungo, 1998, p.8). Meyer, (1982) and Nadler, (1998) have defined the concept of organizational change as the effort or the series of efforts which is designed in a manner to bring about change or transformation in

Marketing Strategies Used By Lic Commerce Essay

Marketing Strategies Used By Lic Commerce Essay Life Insurance Corporation of India was established in 1956. It comprises of 8 zonal offices and 101 divisional offices. LIC is fully government-owned. It provides individual insurance, group insurance and pension plans. The subsidiaries of life insurance corporation of India are LIC International, LIC Nepal, LIC Lanka, LIC Housing Finance. MARKETING STRATEGIES USED BY LIC LIC followed these strategies It got the first mover advantage. There was intense product differentiation. Market segmentation was done intensely to include people of almost all ages. LIC took help of advertisements to promote its brand value. They have used creative slogans so that they can hit the customers mindset. Attacked customers emotionally with these slogans. It avoids any interference w.r.t communication to the customers and reduces the number of advertisement agencies so that the correct message reaches all the customers so that the main objectives are fulfilled. SWOT ANALYSIS OF LIC Strength It ranks first amongst the insurance companies. After sales service, long term plans hold the most importance. Provides employment to 1,15,000 people Has around 2000 branches across India and 10,00,000 agents. Weakness since it is government-owned, therefore ther is very little innovation. gets affected by bureaucracy and red tape. it becomes difficult to manage the huge workforce in the times of economic crises. Opportunity Effective service can be provided to the urban sector with more use of technology. It can involve good brand proportion. There has to be proper implementation of the government schemes. Threats It poses threat since the government policies keep changing. The entry of insurance sector. BCG MATRIX OF LIC Market Growth highStar Jeevan anand Money plus policy Pension plus Question mark New Bima Nivesh New Jeevan Shree lowCash cow Group Scheme Health Plans Dog Amulya Jeevan l o w h i g h R e l a t i v e M a r k e t S h a r e DOG- it means low share of low market growth with no cash generation at all. It might even lead to break-even. Eg- Amulya Jeevan CASH COW- it means high share of low market growth, there is economic profit and even funds other brands. Eg- Group schemes and health schemes. QUESTION MARK- it means low share of high market growth and it consume resources. Eg- New bima nivesh and new jeevan shree. STAR-there is high market share and high market growth, there is high cost and low profit and it generates high profit. Eg- Jeevan anand, pension plans and money plus policy. PORTERS FIVE FORCES OF LIC BARGAINING POWER OF CUSTOMERS THREAT OF SUBSTITUTE PRODUCTS BARGAINING POWER OF SUPPLIERS COMPETITIVE RIVALRY WITHIN AN INDUSTRY THREAT OF NEW ENTRANTS CUSTOMER SATISFACTION Customer satisfaction refers to the phenomenon which shows how much the customers are satisfied the product or the services provided by the agencies. CUSTOMER SATISFACTION OF LIC : It encourage face-to-face dealing with the customers. It includes responding to the messages promptly and keeping all the clients well-informed. It is readily approachable and amicable in this tough competition with the other insurance players. The customer service policy must be clearly stated and well-defined. MARKETING ENVIRONMENT Macro-environment :The company and all the other actors operate in a large macro environment that shapes the opportunities and pose threat to the company. Major forces are : Demographic -since literacy and education increases employability, higher earning jobs also bring the change in perception about the need for insurance. Economic -Inflation rate: High inflation reduces the insurance business particularly life insurance quota, because the real value of money decreases with with increase in inflation rate. Technological more innovative channels like bank, post office, ATMs should be introduced. political and legal -IRDA act, 1999: bill allowed for 26% for an equity participation in the insurance sector. cultural -The work culture in the organisation was sloppy and strong trade union made it difficult for managers so that the job is done. Micro-environment: It consist of five components: Organising Internal Environment: Its several departments and management levels Marketing Channel Firm: Supplier and marketing intermediaries within it It consists of 5 types of markets in which organization can sell: consumer, producer, reseller, government and the international market Competitors Basically the other insurance companies like, Tata AIG, Bajaj Alliance, etc. All types of publics that have an actual interest in the organization ability to achieve its goal. CONSUMER BUYING BEHAVIOR First, let us know what influences consumer buying behaviour. They are:- Cultural factors Social Factors, and Personal factors Cultural factors: -LIC is a trusted brand in India and is totally owned by the government. -There can be unnatural events like death, sudden crisis, etc. Social Factors: -LIC focuses on both the reference group and family status of the people. -In joint families, there is less stress on buying behaviour. Personal factors: -LIC has different insurance plans according to the needs of the people concerning their age, lifestyle, values, personality and wealth. Key psychological process: -LIC has always motivated the customers by its influential insurance plans and its offers. People has a perception of buying LIC because it is government-owned and is considered number one in paying claims. SEGMENTATION, POSITIONING AND TARGETTING Segmentation: LIC in India was divided into 2 basic segments: individuals and corporate people. The first segment comprised of individual customers. It is further divided into four sub-segments protection, investment, savings and pension. Protection products gives only protection to the different customers from risk. These dont provide any savings facility to the policyholder. Investment products offer long-term investment growth and insurance cover. Savings products like endowment and money back policies provide both protection and investment benefits. Pension policies are products offered to the customers as income during their years of retirement after they quit their respective jobs. The corporate segment was divided into three sub-segments protection, statutory savings and pension. Down the line, LIC catered to both individual and corporate segments. Individual insurance policies include Endowment Policies, Money Back Policies, Term Assurance Plans, Periodic Money Back Plans and Joint Life Plans. The corporate policies include group insurance schemes such as group gratuity schemes, group term insurance schemes, group savings linked insurance scheme and group leave encashment schemes. Targetting: Targeting is the actual selection of the segment you want to serve the target market is the group of people or organizations whose needs a product is specifically designed to satisfy. LIC mainly targets children who are basically into schooling, people in earning periods and senior citizens who have got retired from their respective services. It not only targets the urban people but also the rural people. Positioning: Positioning is a marketing strategy so that people can form a mental image of the product in their minds (relative to other products). LIC positions itself as the most sort after insurance company providing financial solutions to the people. It is very popular among the people because it is government owned. BRAND EQUITY LIC has done a good job in reinforcing its brand image of the folded hands to the people. It is readily trusted by the people as it is one of the most oldest insurance player in the country. Its tagline ZINDAGI KE SAATH BHI ZINDAGI KI BAAD BHI has gained popularism not only in urban but also in rural areas. The slogan of LIC is Yogakshemam Vahamyaham which translates from Sanskrit to Your welfare is our responsibility. The literal translation from Sanskrit to English is I carry what you require. The slogan, written in Devanagiri script, is found below the hands holding the lamp. PRODUCT LIFE CYCLE QUESTIONNAIRE MARKETING SURVEY PERSONAL INFORMATION NAME: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦.. ADDRESS: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦. à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦. CITY: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦..STATE: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ PINCODE: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦.. GENDER: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ MOBILE NO.: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ MAIL ID: à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦.. Please tick (à ¢Ã‹â€ Ã… ¡) in the boxes, as relevant: What is your major reason for opting LIC as an investment policy? Investment Insurance Investment and insurance If others, please specify à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Does anyone else in your family have any kind of policy? Yes No If yes, please provide the details of the LIC policy your family is currently using. Termà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Maturity yearà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦. Premiumà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Insurance coverage amountà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Why did you opt for this particular LIC policy? à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Have you ever been hospitalized in the last 3 years? Yes No If yes, what was the reason for getting hospitalized? Also, please state the expenses that you incurred during the hospitalization. à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ What is the current amount of premium per month that you are paying in this policy? Less than Rs 500 Rs 500 Rs 1000 Rs 1001 Rs 2000 Rs 2001 Rs 4000 More than Rs 4000 Have you ever bought an insurance policy from any one of the following companies? TATA AIG life insurance LIC of India Metlife Birla Sunlife Insurance If yes, then please mention the type of policy that you bought à ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ Do you currently own a life insurance policy? Yes No If yes, which of the following policy is it? Term insurance Permanent life insurance Whole life insurance Universal life insurance Limited pay life insurance Endowments Accidental death Others Have you made a claim on your existing insurance policy? If yes, please mention the type and amount of claim? Yes No Type of claimà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦. Amount of claimà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦.. How much is your current insurance cover per month? Less than Rs 10000 Rs 10001 Rs 25000 Rs 25001 Rs 50000 More than Rs 50000 Are you satisfied with your insurance policy? Yes No Are you looking for a better LIC policy? Yes No THANK YOU FOR YOUR VALUABLE TIME AND PATIENCE.  Ã…  Ã‚ Ã…  Ã‚ Ã…  Ã‚ Ã…  

Child Victimization Essay -- Social Issues, Child Abuse

According to Finkelhor et al (2005), the increasing rates of child victimization over the last few decades have created a global attention on child abuse. With these increasing rates, most countries all over the world have begun to address this situation. Most countries have enacted laws that classify child victimization cases as criminal offenses punishable according to the provisions of the law (Finkelhor et al, 2005). As noted by Giardino (2010), the increasing prevalence and consequences of child abuse calls for detailed researches and investigations across the world. This research paper explores the controversial topic on child victims. The paper describes the major types of child abuse, the extent of the problem, intergenerational transmission of violence, theories regarding child abuse, and the special types of child abuse. Types of Child Abuse Child abuse as described by Giardino (2010) refers to the aspect of causing or allowing the causation of any offensive contact that can be termed as harmful to the body of a child. Further, Giardino (2010) defines it as the use of offensive communication that may harm the child, shame him, or offend him. In a psychological perspective, child abuse can be termed as an act that omits several procedures in the development of the child (Giardino, 2010). The Child Abuse Prevention and Treatment Act that has been enacted in the U.S. describes child abuse as, â€Å"at a minimum, any recent act or failure to act on the part of a parent or caretaker, which results in death, serious physical or emotional harm, sexual abuse or exploitation, or an act or failure to act which presents an imminent risk of serious harm† (Giardino, 2010). Physical Child Abuse Physical child abuse is the most com... ...vent every case of child abuse, but we can be alert and informed about child abuse and learn the signs of it. As a society, people need to be aware that child abuse occurs across all economical borders. Children as we know are very active injure themselves while playing. These injures are explainable verses injuries that cannot be explained by the parent. The main goal is that teachers, doctors, ect. should be able to distinguish between normal injury and non-accidental injury. Identifying early signs of child abuse can save the child’s life. Each cases of child abuse should be investigated thoroughly by a professional who can determine if they child is being abused or not. Child abuse is a traumatic experience for the child and can have lasting effects. That’s why it is very important that the child has immediate access to counseling and other forms of therapy.